-
If I Prepay T-Mobile With Credit Card, Will I Get Cell Phone Insurance?
Any data points of using Chase INK Cards which provide cell phone insurance protection to be used for payment with T-Mobile then switching debit card back as default to avoid the $5 auto payment fee?
This could be used as a sign up bonus payment option like paying $1,000 in advance with credit card and switching back to debit to avoid fees.
-
3 Replies
-
I have autopay scheduled on the 24th of each month through my debit card to get the autopay discount.
I go in around the 20th of every month and manually pay the bill with a credit card that has cell phone insurance (doesn’t matter which one).
Who knows how long this workaround will last but for now it’s good.
-
If you prepay, the cell phone protection won’t apply since it requires the monthly charge to show on the corresponding month’s statement.
-
Wait, there is free cell phone insurance on your credit card?
Sorry, I wasn’t following what you were saying.
I can also say I have autopay set up on T-Mobile, and have used credit card to pay in advance for one month.
It didn’t remove auto pay and did not take the payment out for that month on debit.
Log in to reply.