What Is The Best Travel Insurance For Emergency Medical And Evacuation?
I’ve seen several questions about travel insurance and wanted to tap into collective wisdom.
Seems like most travel insurance has the same bundle of benefits. I don’t need most of them – interruption, delay, cancellation, lost baggage, etc. – because we get those through credit cards and the bulk of our travel is through highly flexible points redemptions.
The one bit of extra coverage I do think I want is emergency medical and evacuation/repatriation. I know that some credit cards have these benefits, but this doesn’t seem like the place to skimp.
A lot of the sites I’ve looked at seem to play fast and loose with the terms evacuation (transport to the nearest hospital) and repatriation (transport to hospital in home country). The latter is the one I want since that would be the outrageously expensive part if needed.
Also, I can’t seem to find many insurance products that have just the medical portion – and the one or two I did find weren’t any cheaper.
Finally, has anyone looked at companies like Global Rescue or Medjet? They seem to be the actual providers of the transport and evacuation, and you pay them a membership fee. It’s about the same as regular travel insurance.
There’s something sort of appealing about not having to deal with a middleman if you actually did need such a service.
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