• Bill

    Member
    October 27, 2023 at 3:04 pm

    I have autopay set up to pay my prior statement balance on the Due Date for all my cards.

    That way my balances are reported to the credit services which shows utilization.

    BTW I know a lot of people say pay everything before the statement closes but that shows zero utilization and thus the credit services have no way to see that you are responsibly paying your bills.

    And for the doubters out there, my wife’s and my credit scores are in the 760-820 range month in and month out.