-
Balances going up + intensive credit seeking (3rd new card in 6 months) = bank could easily perceive risk, so yeah.
Personally, I wouldn’t carpet bomb a bank with apps if I was planning on carrying balances with them, but if you don’t ask the answer is going to be “no”.
I think the damage from a failed hard pull is pretty minimal (I had two from Chase this year when I heard they were approving exceptions to 5/24, I still got an Ink when I slid under this fall.)