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I watched a webinar (sponsored by Wendy Perrin of Travel & Leisure) on Medjet Assist, which she swears by.
The most important thing that I learned is that most insurance companies, even the “better ones”, will take the injured to the nearest hospital for treatment.
And even if that facility is less than ideal, if a person wants to transfer to a facility back home, that would not be covered.
One usually has no say in the matter.
With Medjet, a person is taken for immediate care and will then be airlifted back to the home facility of choice for treatment.
HUGE distinction for similar or a bit more cost.