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As far as I understand there is a 3% charge for paying with a credit card on Cash App.
It’s similar to Venmo or PayPal.
Might still be worth it to meet sign up bonus.
https://cash.app/legal/us/en-us/cashappterms
cash.app
The Cash App Terms of Service govern your use of Cash App. By using Cash App you agree to be bound by these Terms, and any policies referenced within.