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Best Credit Card For Making Large Apple Purchases?
I’m looking for advice on the best way to make a several thousand-dollar Apple purchase with my available cards.
I’m thinking of AMEX Business Gold for the points and extended warranty coverage, but maybe I’m missing a better opportunity here.
Maybe a cashback portal like Rakuten?
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6 Replies
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The Apple Credit Card is free, gets you 3% cashback, and free 0% financing on Apple products.
Might be worth it.
Also if you are buying a Macbook, Airpods, etc, then almost always Amazon is 10-20% cheaper than buying directly from Apple.
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Second this.
Amazon is an authorized re-seller and almost always cheaper than buying directly from Apple.
You get the same warranty protection.
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Just be sure to shop through Rakuten!
I think I saw Apple at 10% back this weekend but it’s just 2% now.
Even a 2,000 purchase would give you an additional 4k Amex points, but I’d keep an eye out for an elevated offer.
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I’d go with the Ink Cash via Apple gift cards unless you really want the extended warranty.
You can also purchase Apple Protection via gift cards too.
Buying in-store is the easiest with the gift card route.
If you don’t want to do the gift card route I’d honestly look at grabbing a new card to meet the sign up bonus and then the gold.
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I *think* AMEX Business Gold gets 4X points because you are buying directly from a software company, but definitely go through a portal.
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I’d put it on the AMEX Blue Cash Preferred.
I always put iPhones on cards with no annual fee so I know I’ll still have the card if something happens in two years.
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