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Does United Explorer Credit Card Have Travel Insurance?
If I used my Chase Sapphire Reserve to pay taxes and fees for my flight I get travel insurance protection.
If I used my United Explorer credit card I get free checked bags.
Is there a way to get both?
Flying United Airlines from IAD to BGI.
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4 Replies
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The bottom line for almost everyone is that this should be a moot point for most people as you should always have travel insurance for overseas travel these days for medical, quarantine, etc…
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No, the Explorer Card does have some travel protections just not as good as Chase Sapphire Reserve.
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If you pay for something dealing with the trip with the Chase Sapphire Reserve, then you get travel protection, so you can pay for almost anything like a hotel reservation or the like.
I specifically asked Chase about this pre-covid, but you can call them and confirm.
However, personally I would not depend on credit card travel insurance.
Go for actual travel insurance.
Consider it a cost of doing (travel) business.
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The travel protections on the Explorer card are the same as Chase Sapphire Preferred.
You’re giving up a little bit compared to Chase Sapphire Reserve, but not much.
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