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Has Anyone Used Wise Card Internationally?
Has anyone used or know anything about the Wise card when traveling abroad?
I’m curious to hear anyone’s Wise Review using it internationally.
I plan to use credit cards for security, but I’m wondering if anyone has personal experience with the TransferWise card.
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4 Replies
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I recently used the Wise card on a trip to Morocco.
It worked well, but the fees added up.
ATM fees were $3-4 per withdrawal, with a $200 limit per withdrawal, and Wise charges 1.75% in fees after a certain amount.
I also brought some dollars with me and found great exchange rates at currency exchange offices, which were much cheaper than Wise.
However, carrying a lot of cash isn’t always safe, so the Wise card was still useful!
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We live in France and use Wise a lot.
It has always worked for us, and you can convert dollars well before your trip when the exchange rate is good.
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We’ve only used Wise for transferring $ from US to our sons going to Uni in Europe.
However, I see recommendations for the Wise card every day amongst other families with kids going to Uni in Europe.
It seems a very popular choice.
We’ve not considered it because we have other cards and Charles Schwab for ATM (the ATM fee reimbursement is a great feature).
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If you are from the US, you are much better offer getting a free Charles Schwab or Fidelity checking account, because they reimburse for all ATM fees worldwide and the accounts have no fees or minimum.
Wise is good for paying in local currency but if your credit card has no international transaction fees, then it is better to pay with your credit card.
Wise is best for transferring money online between currencies but the card isn’t that useful if you are US based.
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