[Beatrice]

Switch to the Freedom Visa with Ultimate Rewards which isn’t open for direct applications.

You can only get it by switching products.

It’s similar to the Freedom Flex but with a Visa card.

[Lee]

If you’re considering downgrading your Chase Sapphire Preferred card, Chase offers several options within its lineup of personal credit cards.

You can choose from the Chase Freedom Unlimited, which earns 1.5% cash back on all purchases and offers 5% cash back on travel booked through Chase Ultimate Rewards, along with 3% cash back on dining and drugstore purchases, all with no annual fee.

Another option is the Chase Freedom Flex, which provides 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter activated, as well as the same travel and dining rewards as the Freedom Unlimited, with an additional 1% cash back on other purchases, also with no annual fee.

If you’re already a Chase Freedom cardholder, though it’s no longer available to new applicants, you can still utilize its benefits and downgrade to it, enjoying 5% cash back on bonus categories and 1% cash back on other purchases without an annual fee.

Lastly, there’s the Chase Slate Edge, offering a low introductory APR on purchases and balance transfers, with no annual fee.

These options provide flexibility for adjusting your credit card to better suit your needs.