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What’s Best Credit Card With 3% Cash Back?
Does anyone know if there are any 3% cashback credit cards for all purchases?
I have heard of a few credit cards with 2% cashback but I haven’t heard of any credit cards with 3% cash back on all purchases.
Maybe this is the holy grail and doesn’t exist so open to whatever else is the best cashback credit card.
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5 Replies
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Citi Premier gives 3x on the most popular categories (restaurants, supermarkets, gas, air, hotels).
citi.com
Citi Premier® Card - Travel Rewards Credit Card | Citi.com
With the Citi Premier® Credit Card, earn ThankYou® Points for everyday purchases, dining, travel, vacations & everywhere in between. Learn more and apply for Citi Premier® credit card
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Discover It Miles for the first year is 3x.
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It is too bad you missed the Chase Freedom Unlimited double promo as that would earn a minimum of 3x for the first year.
A flat rate of 2% / 2x is the best out there.
Some cards allow for higher earnings on either 1 category of your choice or ones set by the credit card company.
Any particular reason you want a cash back card?
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I think Bank of America Premium Rewards credit card gives 2.65% if you are a Preferred Rewards member.
bankofamerica.com
Bank of America® Premium Rewards® Credit Card - Apply Today
Bank of America's Premium Rewards® credit card earns unlimited points, up to $200 in travel statement credits, and a bonus points offer. Learn more.
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US Bank Altitude Reserve comes close with its 3% back on mobile wallet spend, and an extra 50% value on redemptions through its real-time rewards system.
It sends you a text when you use the card for an eligible category, such as dining, and asks if you want to use points to pay for it.
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