• Nicolas Murazik

    Member
    December 29, 2023 at 8:19 pm

    Every part of a credit score is about risk.

    Even though your utilization isn’t directly affected by 0% business floats, the bank letting you do the floating will obviously know.

    You’re probably better off hitting another bank since they won’t have any idea that you’re carrying no-interest debt.

    I combined all of my ink lines onto my newest ink to make the 0% go farther.

    Both P1 and P2 got rejected multiple times when people were getting approved for inks while over 5/24.

    To be fair, we’re both significantly over 5/24 so it might have had nothing to do with taking advantage of the 0%