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Don’t hold annual fee cards that have no benefit specifically to you.
Forget any claims of adverse to your score.
It’s inconsequential.
What I do suggest is getting Citi Double Cash because it has no annual fee and you can hold that forever.
Make sure even if you don’t use it much, do a few charges per year.
Maybe even a Discover no annual fee card because they have some promos.
The same applies.
I find that the majority of information online about credit scores is either misleading or 100% wrong, or both.
Barclays does no retention that I have heard of but Citi does (sometimes).
If you don’t use the benefits then don’t bother.