[Vernon]

I’d avoid Chase Sapphire Reserve. The annual fee on CSR is $695.

I spend about $2K via cards per month, so $24K, say $30K per year.

Maybe $40K with special trips. (Not counting Amazon, whose 5% I’m not going to give up, and thinking about Bilt for the rent).

And their travel agency sucks.

So I’m not sure if it’s worth it.

Mainly for lounge access, especially as JetBlue doesn’t have lounges – but usually they’re in different terminals anyway so not worth the run.

[Vernon]

Personal and business credit are completely different departments.

You can only do personal to personal and business to business.

[Vernon]

If you choose to go through Fluz, it won’t code as an office supply store.

Not sure what it will code as, but definitely not that.

So you won’t get your 5x points with your credit card.

[Vernon]

The process time for me was about the same but I have never had TSA Pre Check.

I filled out the information online and got the conditional approval a few days later.

I looked for open appointments but couldn’t get anything closer than 6 months out with a planned trip.

I went to Toronto for a long weekend and didn’t realize that I could do my appointment there!

The US customs officer asked me if I applied for Global Entry and told me where to go.

I was lucky that I was at the airport so early for my flight.

My card came in the mail 4 days later.