Does American Express clawback points if you cancel before annual fee is due?
I currently have 5 Amex credit cards. I opened a Delta Gold business on October 20, 2022 and want to cancel and apply for the Delta Platinum business before the current deal ends on October 25, 2023.
Even if the annual fee hasn’t hit yet, is it okay to cancel after 365 days and there will be no repercussions? Or do I have to wait until the annual fee hits to cancel so there won’t be any clawbacks?
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