• Selena

    Member
    November 6, 2023 at 2:29 pm

    Chase Sapphire Reserve insurance kicks in if you’ve paid a portion of your flight (in this case taxes) with it. Your AA credit card gets you free checked bag on domestic flights, whether you pay with it or not.

  • Vincent

    Member
    November 6, 2023 at 2:29 pm

    I can confirm that Chase Sapphire Preferred insurance paid a trip delay claim 2 months ago for an AA ticket booked with miles and only the taxes and fees put on the Sapphire card. I can’t imagine that the CSR would be any different.

  • Rosalia

    Member
    November 6, 2023 at 2:30 pm

    Free bags are tied to your AA Loyalty number so you don’t need to use the card to get the free bags. Yes, paying with your Sapphire will apply the travel protections.

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