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Will a business credit card inquiry show up on my personal credit report?
Posted by Noemy on November 7, 2023 at 12:33 pmThinking about signing up for a business card and am curious if a business card inquiry show up on my personal credit report?
Aliza replied 3 weeks, 4 days ago 2 Members · 6 Replies -
6 Replies
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Most banks aside from Amex (usually) will do a hard inquiry for business cards, and that appears on your report. They won’t post to your report as an account or impact 5/24 though, aside from edge cases like certain Capital One cards.
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If there’s an inquiry that’s where they inquire, so yes. But depending on the bank, there may be no inquiry. Best to assume there will be one, However.
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Nope, only Capital One biz cards do, I think one USB biz also did but normally will not, well, if u don’t pay yes hehe
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This morning I talked to Chase and they told me that I’ve had five inquiries this year–I got two personal and two business cards with them. And then the fifth inquiry came last month when I applied for another business card and got denied. They told me it’s too many inquiries as one of the reasons for denial (after three recon attempts).
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