Alessandra
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At 18 immediately get a Discover Student card.
Also at 18 sign up for a bank account at Chase.
Wait 6 months and try to sign up for a Chase card.
If declined, sign up for a Citi Preferred or Amex Green card.
If you want to add in a Business card I would try with Chase but you will need to open a Business Checking account.
After another 3 months sign up for Amex Preferred card orr Chase card no fee card if you can.
Then every 3 to 6 months sign up for whatever card you can.
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I had IHG Diamond and stayed at Intercontinental San Francisco with 3 people and they gave us breakfast for two every day.
We had to pay for the 3rd person.
Post-COVID many of the hotels that are managed by a 3rd party have cut corners on every benefit imaginable, so the GM might just be saying stuff that is not actually official IHG policy.
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Amex Plastiq issues are fixed but it can still only pay certain types of bills and rent isn’t one of them.
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I believe you can call them and pay to extend the miles one time.
It costs 1,200 miles or $12 per 10,000 miles.
This gives you a 6-month or 12-month extension.
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On KLM, they typically will allow you to bid on upgrades.
I had a KLM economy ticket for ORD-AMS that I booked on miles and when I checked in, there was an option to bid on a paid upgrade to business.
It was only $500 I think.
But your mileage may vary.
Depends on the route, airline, etc.
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Try not to get your tickets on third party sites, as Renfe won’t favor them if there is a change, delay or cancellation.
Renfe will at least work with you.
We missed a train in Spain two times costing our family 1k dollars.
Arrive early, they scan your bags like at an airport.
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This happened to me on an international flight on KLM.
They weighed my carry-on and made me check it.