[Noemy]

I just asked my daughter who studied in Spain last year and she recommends the 10€ Vodafone prepay.

Can get it from any store once you land.

[Noemy]

I don’t know if the Chase system is getting smarter or what, but my daughter has four of her own plus an Authorized User and Chase has been automatically approving her without the need for recon.

Either that or they aren’t counting her store card from Anne Taylor. I’ve heard mixed data points on whether single store cards are included in the 5/24 count, so it’s possible she’s sitting at 4/24 with the Authorized Use.

One of them is also a Capital One business card on her personal report.

In any event, the Authorized Use card will fall off in March and then one more in June and two more in July, leaving her at worse 1/24, so it’ll be time to explore some new options then.

[Noemy]

Salzburg, Austria!

Great Christmas markets.

Spent last New Years there.

Won’t disappoint.

BTW, it was not cold.

[Noemy]

I’ve stayed at every property in Las Vegas:

Caesars properties are generally in need of a big upgrade and now they are even charging pool fees so hard pass.

MID-PRICE (big differences in 5 star & 4 star & 3 star)

Both Park MGM or MGM are great!

I would definitely lean towards MGM simply based on the pool complex, which is immense and far more entertaining than the sedated park MGM crowd.

You’ll be right across the street from the roller coaster and games at New York, New York and all the games at Excalibur.

The kids will love the medieval show at Excalibur too.

[Noemy]

Yes, if they are personal cards.

Business cards don’t count.

[Noemy]

FYI bring some covid test kits with you and any possible medications you may need.

There is no place to buy covid kits there (my boyfriend got sick while there, and certainly didn’t want to go into a medical office to get tested).

Also would not recommend renting a car.

They drive crazy there and the traffic is horrendous.

[Noemy]

Yes but leave at least 30 days between applications to the same bank.

Be very strategic and don’t get taken in without analyzing and doing the math on each card.

Don’t be impulsive.

But yeah, go wild if you are responsible with credit.

[Noemy]

You can definitely have both cards since I do.

Warning that the AA biz card is notorious for a low credit limit like $2,000.